The word 诈骗 is formed through a synergistic combination of two characters, each contributing a crucial layer to the core concept. The first character, 诈 (zhà), inherently carries the meaning of deception, trickery, or acting under false pretenses, setting the foundation of dishonest intent. It is then combined with 骗 (piàn), which explicitly means to cheat, swindle, or defraud someone, representing the active execution and consequence of the deception. Together, they create a composite idea where 诈 provides the method (fraudulent artifice) and 骗 defines the action and goal (financial or material swindling), resulting in a complete and powerful term for deliberate, criminal deception.