The Chinese word 信托 (xìntuō), meaning "trust" in the legal and financial sense, is a compound term formed through semantic combination: the first character 信 (xìn) means "trust" or "confidence", and the second character 托 (tuō) means "to entrust" or "to commission". Together, they literally convey the core idea of "entrusting based on trust", which perfectly captures the essence of the fiduciary arrangement where one party (the trustor) transfers assets to another (the trustee) to manage for the benefit of a third party (the beneficiary), reflecting both the reliance and the act of delegation inherent in the concept. This term is a modern lexical creation that directly translates and conceptualizes the Western legal institution of a "trust" into Chinese.