The Chinese word "萝莉" is formed through phonetic transliteration, where the characters are chosen solely for their sound to approximate the English term "Lolita". The character "萝" (pronounced luó) mimics "Lo", and "莉" (pronounced lì) mimics "li", together creating the spoken form "Luólì" that corresponds to "Loli", thereby borrowing the meaning from the original English word.