About

The word "透支" is formed by combining the character "透", which conveys penetrating through or exceeding a limit, with the character "支", which denotes payment or expenditure; together they create a compound that literally means to spend beyond available resources, thus representing the concept of an overdraft.

Word Definition - 透支

tòu zhī (banking) to overdraw; to take out an overdraft; an overdraft; to overspend (i.e. expenditure in excess of revenue); (old) to draw one's wage in advance; (fig.) to exhaust (one's enthusiasm, energy etc); to damage a natural resource through overuse

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