The word 值钱 is formed by directly combining two meaningful characters: 值, which carries the sense of "to be worth" or "to have value", and 钱, which means "money". The concept emerges from the straightforward union of these ideas, one character establishes the notion of worth, and the other specifies the domain of that worth as monetary. Together, they create a single, intuitive concept meaning "valuable" or "worth money", where the whole meaning is a clear composite of its parts.