The Chinese word 积蓄 (jīxù) is a compound formed by combining two semantically related characters: 积, meaning "to accumulate" or "to gather over time", and 蓄, meaning "to store" or "to amass". Together, they create a synergistic meaning where 积 emphasizes the gradual process of building up, and 蓄 emphasizes the action of keeping or reserving what has been gathered. The resulting term 积蓄 therefore refers to "savings" or "accumulated reserves", typically of money or resources, capturing the dual notions of both the ongoing action of accumulating and the resulting state of having something stored.