The Chinese word **金额** (jīn'é) is a compound noun formed by combining two meaningful characters: **金** (jīn), which primarily means "gold" or "money/metals of value," and **额** (é), which means "amount," "quota," or "forehead" (with the "amount" sense deriving metaphorically). Together, they create a logical and transparent meaning where "金" specifies the domain (monetary) and "额" specifies the concept of a quantity, thus resulting in the precise term for "monetary amount" or "sum of money." This follows the common Chinese word-formation pattern of modifier (**金**) + head noun (**额**) to create a new, specific term.