The Chinese word **劳埃德** is a phonetic transliteration formed through a process called **音译 (yīnyì)**, where characters are chosen primarily for their sound to approximate the pronunciation of a foreign word or name—in this case, the English surname **"Lloyd."** The characters 劳 (láo), 埃 (āi), and 德 (dé) individually carry meanings related to "labor," "dust," and "virtue" respectively, but here they function purely as phonetic symbols, strung together to mimic the syllables of the source word, a common method for rendering foreign personal and brand names into Chinese.