The word 财富 is formed through the conceptual combination of two distinct but complementary ideas, each represented by a single character. The first character, 财, specifically denotes tangible assets like money, property, and valuables. It is paired with 富, which conveys a broader state of abundance, prosperity, and plentiful resources. By fusing these concepts, the compound creates a holistic meaning of "wealth" that encompasses both the concrete possessions (财) and the overall condition of rich flourishing (富), resulting in a term richer than the sum of its parts.