The word 拿到 is formed by combining two distinct characters, each contributing its core meaning to create a new, unified concept. The first character, 拿 (ná), carries the fundamental idea of "taking" or "holding in hand". The second character, 到 (dào), provides the essential notion of "arrival" or "achieving a point". When fused, they create a conceptual sequence where the action of taking (拿) successfully reaches (到) its intended conclusion, thus forming the composite idea of "to obtain" or "to get hold of", emphasizing the successful completion of the act of acquisition.