The word **财物** (cáiwù) is a compound noun formed through the morphological process of **coordinative compounding**, where two semantically related characters, each with independent meaning, are combined to create a broader, more abstract concept. The first character, **财** (cái), means "wealth" or "money," and the second, **物** (wù), means "thing" or "object." Together, they blend their meanings to comprehensively denote "property" or "assets," encompassing both monetary valuables and physical possessions under a single term.