About

The word 贷款 is formed by directly combining two meaningful characters: 贷, which means "to lend" or "to borrow", and 款, which means "a sum of money" or "funds". The term is constructed conceptually by placing the action (lending/borrowing) together with the object of that action (money), creating a compound that literally and efficiently represents the transaction of "a loan of money" or "to provide a loan".

Example Sentences Hide

我申请了银行贷款

wǒ shēnqǐngle yínháng dàikuǎn.

I applied for a bank loan.

这家公司获得了低息贷款

zhè jiā gōngsī huòdéle dīxī dàikuǎn.

This company obtained a low-interest loan.

如果你想买房,可以考虑贷款

rúguǒ nǐ xiǎng mǎi fáng, kěyǐ kǎolǜ dàikuǎn.

If you want to buy a house, you can consider getting a loan.

商业贷款的利率通常比公积金贷款高。

shāngyè dàikuǎn de lìlǜ tōngcháng bǐ gōngjījīn dàikuǎn gāo.

The interest rate for commercial loans is usually higher than for provident fund loans.

在评估贷款申请时,银行会严格审查借款人的信用记录和还款能力。

zài pínggū dàikuǎn shēnqǐng shí, yínháng huì yángé shěnchá jièkuǎnrén de xìnyòng jìlù hé huánkuǎn nénglì.

When evaluating a loan application, the bank strictly reviews the borrower's credit history and repayment ability.

Word Definition - 贷款

dài kuǎn a loan; CL:筆|笔[bǐ]; to provide a loan (e.g. bank); to raise a loan (from e.g. a bank)

Individual Character Details