贷
款

About

The word "贷款" is formed by combining the character "贷", which itself is composed of "代" (representing substitution) and "贝" (representing money or value), to convey lending, with the character "款", which signifies funds or monetary terms; together, they create a compound where "贷" denotes the action of lending and "款" specifies the object as money, resulting in the meaning "loan" or "to grant a loan".

Example Sentences Hide

我申请了银行贷款。

wǒ shēnqǐngle yínháng dàikuǎn.

I applied for a bank loan.

这家公司获得了低息贷款。

zhè jiā gōngsī huòdéle dīxī dàikuǎn.

This company obtained a low-interest loan.

如果你想买房，可以考虑贷款。

rúguǒ nǐ xiǎng mǎi fáng, kěyǐ kǎolǜ dàikuǎn.

If you want to buy a house, you can consider getting a loan.

商业贷款的利率通常比公积金贷款高。

shāngyè dàikuǎn de lìlǜ tōngcháng bǐ gōngjījīn dàikuǎn gāo.

The interest rate for commercial loans is usually higher than for provident fund loans.

在评估贷款申请时，银行会严格审查借款人的信用记录和还款能力。

zài pínggū dàikuǎn shēnqǐng shí, yínháng huì yángé shěnchá jièkuǎnrén de xìnyòng jìlù hé huánkuǎn nénglì.

When evaluating a loan application, the bank strictly reviews the borrower's credit history and repayment ability.

Word Definition - 贷款

dài kuǎn a loan; CL:筆|笔[bǐ]; to provide a loan (e.g. bank); to raise a loan (from e.g. a bank)

Individual Character Details

贷 dài
款 kuǎn