About
The character "贷", with its traditional form "貸", is composed of the semantic component "貝", representing shell money or valuables, and the phonetic component "代", which also contributes the meaning of substitution or acting on behalf of another. This structure directly conveys the concept of temporarily transferring valuables with an obligation for return, forming its core meaning of to lend or to borrow. Over centuries, its application broadened from specific material loans to encompass more abstract financial concepts such as credit, debt, and liability, as seen in terms like loan (貸款) and credit (信貸). The simplified form "贷" maintains these core components while presenting a more streamlined graphical structure.
Etymology Hide
Example Sentences Hide
我需要贷款。
银行提供贷款服务。
信贷记录很重要。
他申请了车贷。
如果你想买房，需要房贷。
企业经常依靠贷款发展。
国际信贷市场波动很大。
鉴于当前经济形势，银行收缩了信贷规模。